Privacy Policy

Clear Stowment ("we", "us", or "our") provides AI-driven risk analysis and stop-loss oversight tools for retirement portfolios. We are committed to protecting the privacy and security of the information we collect from visitors to our website and users of our platform. This Policy describes the types of information we collect, how we use it, who we share it with, and the choices available to you.

By accessing or using our website or services, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with the practices described here, please do not use our website or services.

We may collect the following categories of information:

Information you provide directly: name, work email address, company name, job title, phone number, and any other details submitted through demo requests, contact forms, or account registration.

Information collected automatically: IP address, browser type, device identifiers, pages visited, referring URLs, and timestamps, typically gathered through cookies and similar technologies when you interact with our website.

Information from third parties: data received from business partners, integration providers, or publicly available sources, where permitted by law and relevant to the services we offer.

We use the information we collect for purposes that may include:

• Responding to demo requests and inquiries submitted through our website

• Operating, maintaining, and improving our website and platform

• Communicating with you about updates, features, or administrative notices

• Analysing usage patterns to improve user experience and site performance

• Detecting, preventing, and addressing fraud, security, or technical issues

• Complying with applicable legal obligations

Where applicable data protection law requires a legal basis for processing personal data, we rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, our legitimate interests in operating and improving our services, and compliance with legal obligations. Where we rely on consent, you may withdraw it at any time.

Our website may use cookies, pixels, and similar tracking technologies to recognise your browser, remember preferences, and understand how visitors interact with our pages. You can control or disable cookies through your browser settings; however, doing so may affect certain features or functionality of the website.

We do not sell personal information. We may share information with:

• Service providers who perform functions on our behalf, such as hosting, analytics, and customer communication tools

• Professional advisors, including legal, accounting, or compliance consultants, where necessary

• Regulatory authorities or other parties where required by law, legal process, or to protect our rights, users, or the public

• A successor entity in connection with a merger, acquisition, or sale of assets, subject to appropriate confidentiality arrangements

We retain personal information for as long as necessary to fulfil the purposes outlined in this Policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we take reasonable steps to securely delete, anonymise, or archive it in accordance with our internal data retention practices.

We implement reasonable administrative, technical, and organisational safeguards designed to protect information from unauthorised access, disclosure, alteration, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security of information transmitted to or from our website.

Depending on where you access our website or services from, your information may be transferred to, stored, and processed in a country other than your own. Where such transfers occur, we aim to ensure appropriate safeguards are in place consistent with applicable data protection requirements.

Depending on your jurisdiction, you may have rights regarding your personal information, which may include the right to access, correct, delete, restrict, or object to certain processing of your data, as well as the right to data portability and the right to withdraw consent where processing is based on consent. To exercise any applicable rights, please contact us using the details on our website.

We will respond to verified requests within the timeframe required by applicable law.

Our website and services are intended for business use and are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it promptly.

Our website may contain links to third-party websites or services that are not operated or controlled by us. This Privacy Policy does not apply to those third-party sites, and we encourage you to review the privacy policies of any external sites you visit.

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. Any changes will be posted on this page with a revised "Last updated" date. We encourage you to review this Policy periodically.

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out via the contact channels listed on our website or request a demo through our platform to be connected with our team.