Built for the way retirement portfolios actually need to be protected
Clear Stowment combines continuous risk analysis with disciplined stop-loss oversight, giving advisors and plan sponsors a clearer, steadier way to manage downside risk.
The core advantages of Clear Stowment
Retirement portfolios carry a different kind of risk tolerance than general investment accounts. Clear Stowment is structured around that reality — favoring consistency, transparency, and early signal over reactive, after-the-fact reporting.
Always-on risk visibility
Portfolios are evaluated on an ongoing basis rather than at scheduled checkpoints, so meaningful shifts in exposure don't wait for the next quarterly review.
Rules-based stop-loss logic
Stop-loss thresholds are applied consistently and documented, reducing the influence of ad hoc decisions during volatile periods.
Readable risk signals
Analysis is presented in plain, structured views rather than raw data dumps, making it easier for advisors to act with confidence.
Works across many accounts
The same oversight logic can be applied consistently across a book of retirement accounts, not just a handful of flagship portfolios.
Configurable to mandate
Risk parameters and thresholds can be adjusted to reflect different plan structures, time horizons, and risk tolerances.
A documented decision trail
Every alert and stop-loss action is recorded, supporting clearer reviews and more consistent reporting over time.
Oversight that doesn't depend on someone remembering to check
Many portfolios are reviewed well, but on a schedule — weekly, monthly, quarterly. Between those reviews, conditions can change quickly. Clear Stowment is built to close that gap, surfacing risk signals as they emerge rather than after the fact.
This doesn't remove the advisor from the loop. Instead, it gives them a consistent, always-current view so decisions are made with current information rather than a snapshot that may already be out of date.
How the advantages show up day to day
Fewer surprises at review time
Because risk is tracked continuously, reviews become a confirmation of what's already known rather than a discovery process. Advisors walk into client conversations with context already established.
Consistency across a whole book of accounts
Applying the same stop-loss logic manually across dozens or hundreds of accounts is difficult to do reliably. Clear Stowment applies configured rules uniformly, reducing variance between how similar accounts are treated.
A clearer record for every action taken
When a stop-loss is triggered or a risk threshold is crossed, the event is logged with context. Over time, this creates a usable history for internal review, client communication, or compliance documentation.
Where the advantages tend to compound
Set parameters once
Risk thresholds and stop-loss rules are configured to match a plan's mandate, then applied consistently going forward.
Let monitoring run continuously
Rather than re-checking portfolios manually, the platform maintains ongoing visibility and flags changes as they occur.
Review with context, not from scratch
Each review starts from an already-informed position, making discussions with clients or committees more focused.
See these advantages applied to your own portfolios
A short walkthrough is the easiest way to understand how Clear Stowment fits into an existing advisory or plan oversight process.
Request a Demo