Clear Stowment monitors your retirement portfolio continuously and applies a Smart Stop-Loss mechanism that limits downside exposure before losses compound. You set the risk boundaries; the system watches the market on your behalf, every trading minute.
Built for retirees and pre-retirees who want measured, data-led risk management rather than speculative trading tools.
A downturn in the final years before or during retirement can permanently reduce the capital available to fund later life. Reacting manually to volatility is slow, emotional, and inconsistent, even for experienced investors.
Clear Stowment removes the guesswork from that decision. Its algorithms assess drawdown risk continuously and apply pre-agreed stop-loss rules with the same discipline every time, regardless of market noise or sentiment.
Ingests live market data, pricing feeds, and volatility indicators. Identifies emerging risk patterns before they fully materialise in portfolio value.
Executes predefined protective actions when risk thresholds are breached. Limits drawdown exposure without requiring manual intervention under pressure.
Adjusts asset allocation as conditions shift. Realigns holdings with your stated risk tolerance after protective action has been taken.
Market feeds, asset performance, and macro indicators are collected and normalised into a single analytical dataset, updated continuously throughout trading hours.
Each holding is scored against volatility, correlation, and drawdown risk. The model weights these factors according to your declared risk profile.
Where thresholds are crossed, the system issues a clear recommendation or, within agreed limits, executes a stop-loss action. Every signal is logged and explainable.
For those drawing an income in retirement, capital preservation matters more than chasing growth. Clear Stowment applies tighter stop-loss thresholds to income-generating holdings, reducing exposure quickly when volatility spikes and protecting the capital base that funds ongoing withdrawals.
Pre-retirees with a longer horizon can retain growth-oriented holdings while the stop-loss mechanism manages downside risk in the background. The portfolio stays invested for compounding, with defined limits on how far any single position can fall before action is taken.
Clear Stowment was developed around a simple premise: retirees are better served by consistent, rules-based risk controls than by reacting to headlines. The platform applies the same predictive models used in institutional risk management, presented in a way that is clear to a non-technical user.
Every recommendation and every stop-loss action is logged and explained, so you can see precisely why the system acted and adjust its parameters at any time.
Portfolio data is encrypted in transit and at rest, and access is restricted to authenticated sessions. Clear Stowment does not share holdings data with third parties for marketing purposes.
Decisions are based on quantifiable risk thresholds you set in advance, such as maximum acceptable drawdown. The system does not speculate or predict direction; it responds to measurable deviations from those thresholds.
No. Clear Stowment operates within limits you define and you retain final authority over strategy changes. The system functions as a high-speed analytical assistant, surfacing risk and executing agreed protective rules faster than manual oversight allows.
Arrange a short walkthrough of the platform with one of our team. We will show you how the Smart Stop-Loss mechanism would have responded to recent market conditions using your own risk parameters.
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